The Blog

14 Apr

The Independent Insurance Agency that Works for You

It’s easy to find an insurance company happy to sell you their products.  However, regardless of how large or well established that company is, remember that an insurance company is limited to selling you their products only. So how you can be sure that their products are the best fit for your individual needs? The

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22 Aug

Cyber Liability Program

Did you know that the odds of your small business customer having a cyber liability claim are much higher than the chances of a fire, flood, burglary, slip and fall, or automobile claim? Industry statistics indicate: 31 % of all cyber-crimes target small businesses (it’s not if a small business will be hit, it’s a

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16 May

Commercial Auto Insurance

Commercial Auto Insurance Summer is upon us, with its’ great weather and seasonal increase in business for the trades it also brings increased volume of city to shore traffic as well. Commuters in a hurry can make road ways increasingly hazardous, so make sure you have the appropriate limits of commercial auto insurance the next

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14 Apr

Placing Claims Properly

In today’s competitive market place it is not to uncommon for a sub-contractor to be hesitant placing a claim on a projects builders risk policy in fear of not being selected by the owner or GC for upcoming projects. When that is the very reason it is in place, covering the equipment, property and materials

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14 Apr

Why Didn’t Anyone Tell You…

Why Didn’t Anyone Tell You No Tickets or Accidents in 3 Years you could lower your Auto Premium! Are you aware that you could receive a large discount just for not having a ticket or accident in the past 3 years? For a long time, there was no easy way to compare all of these

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23 Jul

Water, Water Everywhere

With the weather we have been experiencing over the last few years, Kramer Insurance Center wants to make sure that you are aware of some coverages available that are not covered by your homeowners policy that may provide you with the protection you need and deserve. Water Backup and Sump Pump coverage is an endorsement

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21 May

We Apologize

I want to “apologize” for the time that we take at Kramer Insurance Center in “Quoting” your Auto and Home Owners insurance policies.  We take your safety and the protection of your accumulated assets seriously and don’t want to make mistakes. We are not a one company agency and cannot give you a quote in

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15 Nov

Therapy Dogs Have their day

Heroes come in all shapes, sizes and breeds. Li’l Abner and Stella come in the shape of dogs, in size large, and their breed is Dogue de Bordeaux.

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11 Sep

Are you part of the network?

Business practices are changing as fast as the technological developments that are driving those changes are developing. The Internet, social networking and the ability to trade 24/7 on a global level have made networking a feature of business practice that can be vital to the success of a business. Informal networks can be conduits for

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