The Independent Insurance Agency that Works for You


It’s easy to find an insurance company happy to sell you their products.  However, regardless of how large or well established that company is, remember that an insurance company is limited to selling you their products only.

So how you can be sure that their products are the best fit for your individual needs?

The answer is that you can’t!

Therefore, consider scheduling a free consultation with Kramer Insurance Center and Advantage Auto Tags.

As an independent, full service insurance agency, Kramer represents approximately 14 personal line carriers and 80-plus commercial carriers, enabling you to choose the best-suited product for you.

Kramer is also one of largest insurance agencies that supplies insurance for used car dealerships in Pennsylvania and one of the largest independent insurance agencies for non-profit organizations in the five-county area.

“We place you and your family or business with the most suitable company for the appropriate risk at a fair price for the coverage you need,” says Steve Kramer, founder of Kramer Insurance Center who has been working in this industry since 1981.

“Our loyalty is to our customers and not to the insurance companies we represent because we have no obligation to choose a particular product or company.  We work with many insurance companies so whether you are looking for auto, home, umbrella, life, business or any other type of insurance, we will find the perfect fit for you.”

“Most importantly, we are a local agency that you can trust because our agency is based on relationships that we build with our clients.

“We truly care about our clients, and we welcome you to come in anytime to visit us.”

Dealing with an experienced insurance agency like Kramer Insurance Center is also important because their agents are knowledgeable about each company policy’s exclusions and any specialties they may offer.

The agents at Kramer Insurance Center educate their clients that the cheapest insurance coverage might not provide the best coverage.

Steve describes how many people falsely assume that they will get cheaper rates by purchasing their insurance on-line, “but the reality is that because we can work with so many insurance companies it is easier to compare many insurance rates.  As a result, we routinely beat the costs of these on-line companies.”

Kramer’s job is far from done after you choose your coverage.

If you have a claim, you must always contact your insurance company immediately, but Steve explains that once you file your claim, Kramer Insurance Center will be standing by looking out for your best interest.

“If you’re having trouble getting a claim processed, simply call us,” says Steve.  “We will call the claims department on your behalf to get you the answers you need.”

Prior to your renewal date, Kramer Insurance Center is already doing its homework to see if your rates will be increasing.  If the increase seems unreasonably high, your agent will research other insurance companies offering you the same coverage at a competitive rate.

Also, if you are about to purchase a car, but your decision is based on how much your insurance will cost each month, call The Kramer Insurance Center and their agents will give you a quick quote on various vehicles.

“We are here year-round to assist you anyway we can,” says Steve.

Steve, who lives and works in Langhorne, believes in giving back to his community. He routinely brings his four therapy dogs to interact with special needs children at a nearby elementary school.

Steve also runs the Therapy Dog Program at the Ronald McDonald House and at Saint Christopher’s Hospital for Children, and Kramer Insurance Center recently donated to the Ronald McDonald House.

“My personal and professional life is all about making a positive difference to the people in this community,” says Steve.

To schedule an appointment at Kramer Insurance Center, located at 178-A North Pine Street in Langhorne, call 215-860-6510 or visit